Personal Finance calculators
Wondering whether you're spending more on Q-Tips than the neighbors?
We give you a sneak peek into the neighbors' checkbooks with our "Budgeting 101" worksheet. Compiled with information from the Bureau of Labor Statistics, our worksheet will tell you how much you're spending relative to people in the same income bracket.
To compare your expenses to the national average, enter your annual gross salary, weekly pay (minus federal, state and local taxes) and your monthly expenses. Then hit the "Submit" button to see where you fit in with the rest of America.
Use this credit risk assessment calculator to view credit worthiness. After entering the information, your credit is assessed as "good," "fair" or "needs improvement."
If you have loved ones who count on you to care for them, you should carry life insurance. But, how much do you need? Based on your answers to a few questions, we'll provide you with an estimate of how much life insurance coverage would be best for your situation.
Should personal debt be consolidated? This personal debt consolidation calculator is designed to help determine whether debt consolidation is right. Enter the credit cards, auto loans and other installment loans balances by clicking on the "Enter Data" button for each category. Then change the consolidated loan amount, term or rate to create a loan that will work within the budget.
What is the fastest and cheapest way to pay down your debts? For an accelerated payment plan, you'll just need to answer a few questions. Before you get started, it helps to have gathered the most recent statement for each of the debts* - such as credit cards, car and boat loans, and home equity loans - you want to include in your payment plan.
